Consulter la définition de mots techniques
EBA - European Banking Authority
Autorité Bancaire Européenne in French.
Independent EU authority which works to ensure effective and consistent prudential regulation and supervision across the European banking sector.
It replaced the Committee of European Banking Supervisors (CEBS) on 1 January 2011.
ECB - European Central Bank
The European Central Bank (ECB) is an official EU institution at the heart of the Eurosystem as well as the Single Supervisory Mechanism for banking supervision.It works with the national central banks within the Eurosystem on banking supervision and with the national supervisors within the framework of the Single Supervisory Mechanism.
An economic crisis is an imbalance between economic variables, particularly production and consumption. Economic crises result from a breakdown in the relationships among the various elements of the economic system.
The currencies of the European Economic Area are:
1/ EURO: Germany, Austria, Belgium, Cyprus, Spain, Estonia, Finland, France, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia and Slovenia.
2/ CFP Franc: New Caledonia, French Polynesia and Wallis and Futuna.
3/ Other currencies of the European Economic Area countries:
- Bulgarian Lev (BGN) - Bulgaria
- Czech Koruna (CZK) - Czech Republic
- Danish Krone (DKK) - Denmark
- Hungarian Forint (HUF) - Hungary
- Icelandic Krona (ISK) - Iceland
- Estonian Kroon (EEK) - Estonia
- Croatian Kuna (HRK) - Croatia
- Norwegian Krone (NOK) - Norway
- Polish Zloty (PLN) - Poland
- Romanian Leu (RON) - Romania
- Swedish Krona (SEK) – Sweden
Electronic money institution (EMI)
A legal entity, other than credit institutions and other than the persons mentioned in Article L. 525-2 of the Monetary and Financial Code (Banque de France , the Institut d’Émission des Départements d’Outre-Mer, the Public Treasury and the Caisse des Dépôts et Consignations) that issues and manages electronic money in the normal course of its business (Article L. 526-1).
This refers to customers and/or deposits covered by the deposit guarantee scheme within the meaning of the applicable regulations.
Environmental, social and governance (ESG) criteria are the three central factors in measuring the sustainability and ethical impact of an investment in a company or economic area.
These criteria help to determine a company’s societal contribution and to enlarge and enrich the analysis of future financial performance of companies (return and risk).
European Economic Area (EEA)
As of 1 January 2021, the European Economic Area consisted of the 27 EU countries and three EFTA countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Iceland (EFTA), Norway (EFTA) and Liechtenstein (EFTA).
The excess, or deductible, is the initial amount of damage not paid by the insurer when paying compensation.
For example, with a €500 excess, a claim for which the damages amount to €20,000 results in a payment of €19,500 to the beneficiary.
The excess that applies to the FGDR’s performance bonds guarantee is €2,000 of the amount of the harm sustained.