Visuel

Welcome to the FGDR’s website

The Fonds de Garantie des Dépôts et de Résolution (FGDR) has a mission to serve the public interest: it is the crisis operator for the banking and financial sector. It protects customers’ assets and compensates them if their institution fails. The FGDR manages four mechanisms: the deposit guarantee scheme, the investor compensation scheme, the performance bonds guarantee scheme and the guarantee of management services. It intervenes in the event that an institution fails, on a preventative basis or by paying compensation to customers.      

!!! Alert !!! The FGDR is warning the public about scammers 

The Deposit i Insurance and Resolution Fund (FGDR) has been informed of fraud attempts carried out by individuals posing as the FGDR or its representatives. These scammers contact the public by impersonating the FGDR via messaging and a fake website called “https:// fgdr.net,” as well as a fake email address “contact@ fgdr.net,” with the aim of obtaining personal information (bank details, identification documents, contact information) or money. We strongly recommend that you do not respond to these communications, do not provide any personal information, and do not make any bank payments. 

Protecting yourself from financial fraud and scams online: three precautions before entrusting your assets to a banking or financial entity.

Discover the 2025 Annual Report: 2025, a year marked by a strengthening of the guarantee of asset management services. Read the press release here.

Discover the 10th edition of the FGDR barometer: nine years of growing confidence among the French in the banking sector and strengthening awareness of deposit insurance and the FGDR.

View other FGDR news updates.

 

Created by law, the FGDR's mission is to protect customers of banking and financial institutions operating in France. 

“Banking crisis operator in support of responsible finance”, 

FGDR: your money is protected.

What is the FGDR?

If your bank fails...

7 working days

only to receive your compensation starting from the day your accounts became unavailable. 

€100,000

per customer and per institution for the total of your current accounts and savings accounts. 

€100,000

per customer and per institution for the total of your centralized savings accounts  guaranteed by the French government: Livret A, LDDS, and LEP.

Discover our activities and interventions

FGDR IS PROTECTING YOUR ACCOUNTS IN THE EVENT THAT
YOUR BANK FAILS