Consulter la définition de mots techniques
Loss, destruction, bodily injury, loss of revenue.
Card issued by a bank or payment institution which enables its holder to make payments at stores or online as well as cash withdrawals at cash machines. A debit card can be national or international. There are several types of debit cards: immediate debit card, automatic authorisation debit card (CPAS) and deferred debit card.
Deceased customers, successoral undivided co-ownerships
So long as an estate has not been settled, deceased customers are treated as full holders and are covered by the deposit guarantee scheme on their own, independently of their heirs. For compensation, the FGDR contacts the notary responsible for the estate. If there is no designated notary, the FGDR may assign the procedure to its own notary.
Non-payment by a debtor of an amount due by the agreed date.
Source: Les clés de la banque
Ordinary deposit account used to manage cash assets. A card and cheque book are generally linked to this type of account. All rules relating to fees and operation of a demand account are described in an account agreement available from the customer's banking facility.
Deposit into a non-interest-bearing demand account. (e.g. checking account).
Funds or securities entrusted to a bank to be held and returned under specific terms and conditions.
Source: Banque Info
Account used to manage money on a daily basis. A customer's bank card and/or cheque book are generally linked to this type of account. The account must have a credit balance, unless the bank agrees otherwise. Also called bank account, checking account or demand account. The term current account is also used, but incorrectly.
Deposit guarantee scheme
The mechanism that compensates depositors within 7 days, in an amount up to €100,000 per person, per institution, if the institution where their assets are held is no longer able to meet its commitments.
Legal entity or natural person that is a customer of a bank or credit institution and deposits money into a deposit or savings account.
See definition of Customer .
Divided accounts (beneficial interest/bare ownership)
Ownership of these accounts has been divided between bare ownership and beneficial interest through a specific agreement. The beneficial owner (or the undivided co-ownership of the beneficial owners) receives the compensation and is responsible for repaying the bare owner. The compensation paid to beneficial owners is separate from the compensation for which they may also be eligible with respect to their other accounts.