Consulter la définition de mots techniques 

L’ensemble des protections du FGDR font appel à des mécanismes bancaires et financiers relativement complexes. Ce lexique vous propose la définition de nombreux termes techniques utilisés dans ce site ou dans les documentations du FGDR.

ALL WORDS A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
3 termes techniques

J

Joint account (Multiple owners account)

Account opened in the name of several people. In a joint signatory account, the co-holders complete transactions on the account together. In a single signatory account, each of the co-holders can complete transactions on their own.

Source : FBF

Joint signatory account

Joint account opened in the name of several people. The consent and signature of all co-holders are needed to complete transactions on the account (no individual holder is entitled to claim full payment of the funds).

Source: Banque de France

Joint tenants account (joint account)

Multiple owners account opened in the name of two or more people who are not necessarily bound by a family relationship or alliance, called co-holders. To open a joint account, the co-holders must sign an account agreement. Any of the co-holders may complete debit and credit transactions on the account on his own – exactly as if he were the sole account holder – including deposits and withdrawals of funds, cashing of cheques, bank transfers, direct debit authorisations, etc.

 

Source: Banque de France i

Previous letter Next letter