FGDR Annual Reports

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Find all FGDR annual reports year by year.

Annual Report 2024

2024 AR FR VERSION
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2024 AR EN VERSION
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Couverture RA 2024_1

FGDR - Activité 2024

The year 2024 was, above all, one of continuity, with the FGDR confirming its intervention capability at the end of the year.  Its financial resources for the deposit guarantee scheme are in line with the target set by the DGSD2 directive for France of 0.5% of covered deposits, which had already been reached at the end of 2023.  Its financial reserves, combined with other readily available resources, must enable the FGDR to cope with all types of banking crises.  

The FGDR continues to roll out increasingly demanding operational tests each year across the banking sector: in 2024, over 98% of institutions in the French market underwent regular testing, alongside on-site inspections to verify the accuracy of customer data files submitted during these exercises and to assess the internal governance overseeing their preparation.

          Michel Cadélano                                     Anthony Requin   
Member of the Executive Board           Chairman of the Executive Board

 

 

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Facts and figures 2024

€7.732 billion

Available resources at 01/12/2024

1,157

Member institutions

337

Members of the deposit guarantee scheme

291

Members of the investor compensation scheme

256

Members of the surety bond guarantee scheme

705

Members of the management services guarantee scheme

89

members of the National Resolution Fund

The year 2024 as seen by the FGDR team

Measures to strengthen the operational capability of the integrated compensation and communication system (ICS):

"In 2024, 183 deposit guarantee scheme member institutions were subject to a control to verify compliance with the deadline and quality of the data sent to the FGDR in the event of compensation. » 

Arnaud Ribadeau-Dumas
Head of Operations

 Several regulatory developments in 2024:

"Several regulatory texts were adopted to improve the organisation of the compensation scheme, particularly those relating to the investor compensation scheme and the guarantee of asset management services scheme."

Édith-Clara Cohen
Head of Legal

The FGDR’s investment policy has been developed to best achieve the objectives established by its mission and set out in the European DGSD2 directive:

"Asset allocation is one of the key factors that enable the FGDR to meet its investment objectives: liquidity and security first and foremost."

Arnaud Schangel
Head of Finance

A varied stress test plan involving operational stakeholders:

"The objective of the 2023-2024 stress test plan was to assess the FGDR’s ability to compensate depositors - while complying with the seven-working day period - and perform scenarios as close as possible to real operational conditions."

Loïc Trintignac
Head of risk Management

A communication system centred around education:

"In 2024, the FGDR created and launched a digital training platform for the general public and professionals in the banking and financial sector."

Sylvie Godron-de Maintenant
Directrice de la communication et de la formation

Previous Annual Reports

Section

FGDR - Rapport annuel 2023

RA VERSION FRA 2023
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RA VERSION ENG 2023
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FGDR - Annual Report 2022

FGDR - Annual Report 2022
RA VERSION FRA 2022
Download

RA VERSION ENG 2022
Download

FGDR - Annual Report 2021

FGDR - Annual Report 2021
RA VERSION FRA 2021
Download

RA VERSION ENG 2021
Download

FGDR - Annual Report 2020

FGDR - Annual Report 2020
RA VERSION FRA 2020
Download

RA VERSION ENG 2020
Download

FGDR – Annual Report 2019

FGDR - Annual Report 2019
RA VERSION FRA 2019
Download

RA VERSION ENG 2019
Download

FGDR – Annual Report 2018

FGDR – Annual Report 2017

FGDR - Annual Report 2016

FGDR - Annual Report 2015

FGDR - Annual Report 2014

FGDR - Rapport annuel 2013