Welcome to the FGDR’s website
The Fonds de Garantie des Dépôts et de Résolution (FGDR) has a mission to serve the public interest: it is the crisis operator for the banking and financial sector. It protects customers’ assets and compensates them if their institution fails. The FGDR manages four mechanisms: the deposit guarantee scheme, the investor compensation scheme, the performance bonds guarantee scheme and the guarantee of management services. It intervenes in the event that an institution fails, on a preventative basis or by paying compensation to customers.
Discover the 2024 Annual Report: 2024, a year marked by the consolidation of its own funds to €7.7 billion. Read the press release.
Alert notice: The FGDR warns the public about fraudsters disseminating false information and creating fake websites to market financial products. the FGDR never issues any guarantee certificates. Recipients are strongly advised not to respond to these communications or make any financial transactions to the individuals sending them.
Protecting yourself from financial fraud and scams online: three precautions before entrusting your assets to a banking or financial entity.
Discover the 9th edition of the FGDR barometer: eight years of growing confidence among the French in the banking sector and strengthening awareness of deposit insurance and the FGDR.
Created by law, the FGDR's mission is to protect customers of banking and financial institutions operating in France.
“Banking crisis operator in support of responsible finance”,
FGDR: your money is protected.
What is the FGDR?
If your bank fails...
Discover our activities and interventions
Compensation intervention
The FGDR covers you when a banking institution fails.
Preventative intervention
The FGDR intervenes to prevent a crisis before it occurs.
Resolution intervention
When a failure of a large institution seems likely, the FGDR is involved in the solutions implemented to avoid it.
YOUR BANK FAILS