Visuel

Welcome to the FGDR’s website

The Fonds de Garantie des Dépôts et de Résolution (FGDR) has a mission to serve the public interest: it is the crisis operator for the banking and financial sector. It protects customers’ assets and compensates them if their institution fails. 

1

Check if my bank is protected

2

Discover my guarantees

3

Discover the compensation process

Created by law, the FGDR's mission is to protect customers of banking and financial institutions operating in France. 

The FGDR manages three mechanisms: the deposit guarantee scheme, the investor compensation scheme and the performance bonds guarantee scheme. It intervenes in the event that an institution fails, on a preventative basis or by paying compensation to customers. 

“Banking crisis operator in support of responsible finance”, 

FGDR: your money is protected.

What is the FGDR?

If your bank fails...

7 working days

only to receive your compensation from the day on which your accounts became unavailable.

€100,000

per customer, per institution for your total current accounts, savings accounts and savings schemes.

€100,000

per customer, per institution for your total centralised savings accounts: Livret type “A”, “LDDS” and “LEP” accounts.

Discover our activities and interventions

1

Compensation intervention

The FGDR covers you when a banking institution fails.

2

Preventative intervention

The FGDR intervenes to prevent a crisis before it occurs.

3

Resolution intervention

When a failure of a large institution seems likely, the FGDR is involved in the solutions implemented to avoid it.

FGDR IS PROTECTING YOUR ACCOUNTS IN THE EVENT THAT
YOUR BANK FAILS