Visuel

Welcome to the FGDR’s website

The Fonds de Garantie des Dépôts et de Résolution protects your banking assets.

1

Verify my protection

2

Discover my guarantees

3

Discover the compensation process

Created by law, the FGDR's mission is to protect customers of banking and financial institutions operating in France. 

The FGDR manages three mechanisms: the deposit guarantee scheme, the investor compensation scheme and the performance bonds guarantee scheme. It intervenes in the event that an institution fails, on a preventative basis or by paying compensation to customers. 

“Banking crisis operator in support of responsible finance”

FGDR: your money is protected.

What is the Fonds de Garantie des Dépôts?

If your bank fails...

7 working days

to compensate you from the day on which your accounts become unavailable.

€100,000

per customer, per institution for your total current accounts, savings accounts and savings schemes.

€100,000

per customer, per institution for your total centralised savings accounts: Livret type “A”, “LDD” and “LEP” accounts.

Discover our activities and interventions

1

Compensation intervention

The FGDR covers you when a banking institution fails.

2

Preventative intervention

The FGDR intervenes to prevent a crisis before it occurs.

3

Resolution intervention

When a failure seems likely, the FGDR is involved in the solutions implemented to avoid it.