Legal information

 

The www.garantiedesdepots.fr website was developed by the Insign agency on behalf of the Fonds de Garantie des Dépôts et de Résolution (FGDR).
The FGDR is a legal entity governed by private law created by Law No. 99-532 of 25 June 1999. The FGDR has a public interest mission. It protects and compensates customers in the event that their banking or financial institution fails. 
A banking crisis operator in support of responsible finance, the FGDR plays a key role in ensuring the stability of the French banking and financial system. 

 
FGDR - Fonds de Garantie des Dépôts et de Résolution
65, rue de la Victoire - 75009 Paris - France
Tél.: +33 1 58 18 38 08
Fax: 01 58 18 38 00
SIREN number: 434 049 904  
 
Publication Director:
Thierry DISSAUX
 
Editorial Manager:
Sylvie GODRON-DEROZIERES  
 
Hosting service provider:
CLARANET 
2 rue Breguet 75011 PARIS  
RCS PARIS : 419 632 286
 
Photo and video credits:
Agence INSIGN
21, rue du Faubourg Saint-Antoine 75011 Paris

 

MANAGING COOKIES

What is a cookie?
A cookie is a data file placed on your computer and sent to your web browser when you visit a website. Its purpose is to collect information about your visit.
Cookies are managed on your computer by your web browser. You can read, delete or deactivate these cookies at any time using the settings feature on your own web browser.
 
Google Analytics statistical cookies used by the FGDR

When you visit the website, we also use Google Analytics audience cookies. These cookies enable us to compile statistics regarding site traffic volumes and how the various parts of our website are used (sections and sub-sections visited). They also allow us to make our website more interesting and more user-friendly.
 
Other cookies used by the FGDR
When you access our website, one or more partners’ cookies (particularly those generated by sharing buttons on social networks) may be placed on your computer. The purpose of these cookies is to identify your interests and collect browsing information.
With regard to cookies generated by sharing buttons on social networks, we suggest that you refer to the terms of use of these social networks.
 
Your choices regarding cookies?You have several options for managing cookies. Any settings you change may alter your web browsing experience and your access to certain services requiring the use of cookies.
Each browser has a different configuration for managing cookies. This is described in your browser’s help menu, which will let you know how to change your cookie preferences.

Terms of use

Introduction:  
The purpose of these terms of use is to define the terms and conditions of access and use of the Fonds de Garantie des Dépôts et de Résolution website, accessible at www.garantiedesdepots.fr (“the Website”), by its users (“the Users”).
 
Acceptance of the Terms of Use:
Access to, consultation and/or use of the Website by the User implies unconditional acceptance of all the provisions of these Terms of Use (“TOU”) and of any updates thereto.    
The Fonds de Garantie des Dépôts et de Résolution reserves the right to change or update the TOU at any time and without prior notice. Consequently, the User must regularly consult the latest version of the TOU, which are available at all times at the bottom of the page at the following address: www.garantiedesdepots.fr.  
 
Notice regarding the content of the Website:  
The Fonds de Garantie des Dépôts et de Résolution (FGDR) makes every effort to ensure that the information available on its Website is accurate and up to date and reserves the right to change or update the content of the Website at any time and without prior notice.  
However, the Fonds de Garantie des Dépôts et de Résolution cannot guarantee the completeness, accuracy or relevance of the information made available on the Website or changes made to such information by a third party (intrusion, virus). Moreover, such information is made available for information purposes only. Consequently, the Fonds de Garantie des Dépôts et de Résolution accepts no responsibility in case of error or omission in such information. The User is fully and solely responsible for the use of the information available on this Website. The Fonds de Garantie des Dépôts et de Résolution may in no way be held liable for damage of any kind resulting from the use of the information available on this Website.  
 
The User is solely responsible for the proper use of the information made available on the Website and agrees, in general, to comply with all the regulations in force. In particular, with regard to the laws and regulations reproduced on the Website, only the French version of the texts published in the Journal Officiel de la République Française (Official Journal of the French Republic) is authoritative.
    
 
Availability of the services: 
All reasonable efforts are made to maintain access to the Website under optimal conditions. However, the Fonds de Garantie des Dépôts et de Résolution is under no firm obligation to do so.  
In particular, the Fonds de Garantie des Dépôts et de Résolution may not be held liable for any malfunction of the network or servers or for any other event beyond its control that may prevent or reduce access to the Website.  
Moreover, the Fonds de Garantie des Dépôts et de Résolution reserves the right to interrupt, suspend or modify access to all or part of the Website, without prior notice, in order to maintain it or for any other reason, such as in case of force majeure, or for legal or technical reasons that may be necessary for the proper operation of the Website, and without the aforementioned interruption giving rise to any obligation or any right to compensation from the hosting service provider (OXALIDE) and/or the Fonds de Garantie des Dépôts et de Résolution. In any case and subject to applicable law, the Fonds de Garantie des Dépôts et de Résolution may in no way be held liable for damage and/or harm of any kind, whether direct or indirect, material or consequential, resulting from the unavailability of the Website or from any use of the Website or of the information available on it. 
 
 
External links:
The links appearing on this Website which provide access to other third-party websites are provided for information purposes. The existence of a link on any page of this Website in no way implies an endorsement by the Fonds de Garantie des Dépôts et de Résolution of the contents of the linked pages or of the practices of the persons responsible for such pages, or any commitment regarding their philosophy or opinions. Insofar as the Fonds de Garantie des Dépôts et de Résolution has no control over such content from external sources, it makes no commitment and/or assumes no liability as to the content, advertising, products, services or any other element from such sources.  
The User is solely responsible for accessing the links and using the third-party websites. The Fonds de Garantie des Dépôts et de Résolution cannot guarantee the security of the pages to which certain links appearing on the Website of the Fonds de Garantie des Dépôts et de Résolution may lead. You are advised to take the necessary precautions in this regard. In addition, it is your responsibility to take note of the date of the information consulted in order to check whether it is current.
 
 
Links to the Fonds de Garantie des Dépôts et de Résolution website:  
The Fonds de Garantie des Dépôts et de Résolution may in no way be held liable for a link to its Website from a third-party website.
In fact, a link to the Fonds de Garantie des Dépôts et de Résolution Website from a third-party website may have been included without its knowledge and authorisation. Such a link can only be created in accordance with the regulations and with the prior authorisation of the Fonds de Garantie des Dépôts et de Résolution. The Fonds de Garantie des Dépôts et de Résolution reserves the right to prohibit the creation of such a link or to request the removal of a link which it believes is inconsistent with the purpose of this Website.
 
 
Copyright and intellectual property:  
 
Reproduction of the Fonds de Garantie des Dépôts et de Résolution’s documents
The contents and documents (text, photographs, illustrations, etc.) appearing on this Website are protected by current copyright legislation. They are the exclusive property of the Fonds de Garantie des Dépôts et de Résolution and/or their authors.  
 
In accordance with French law, short quotations from these contents may be tolerated provided they are accompanied by references to the original document and, in particular, the relevant URL and the date of publication shown on the document.  
 
Reproduction in analogue form (for example, on paper) of the documents published on this Website, unless otherwise stated on the page itself, is authorised on the condition that:
       - the reproduction is complete, without alteration;
       - there are no changes in the form or substance of the document;
       - the full source is provided: website, URL, date, copyright, if any;
       - use is strictly personal and private (any commercial use is strictly prohibited).  
 
Digital reproduction and redistribution in electronic format are strictly prohibited without the express prior written consent of the Fonds de Garantie des Dépôts et de Résolution.

 
Google Analytics:  

 
This Website uses Google Analytics, a website analysis service provided by Google, Inc. (“Google”). Google Analytics uses cookies, which are text files placed on your computer to help the Website analyse how visitors use the Website. The data generated by cookies about your use of the Website (including your IP address) will be sent to Google and stored by it on servers located in the United States. Google will use this information for the purpose of evaluating your use of the Website, compiling reports on the Website’s activity for its publisher and providing other services relating to the Website’s activity and Internet usage. Google may provide this data to third parties where required to do so by law, or where such third parties process this data on Google’s behalf, including this Website’s publisher. Google will not match your IP address with any other data held by Google. You may disable the use of cookies by selecting the appropriate settings in your browser. However, if you do so, you may not be able to use the full functionality of this Website. By using this Website, you expressly consent to the processing of your personal data by Google under the conditions and for the purposes described above.  
 
Personal data is transferred to Google, Inc., a company located in the United States which adheres to the Safe Harbor Principles and offers adequate protection in the processing of personal data transferred.
 
 
General Data Protection Regulation (GDPR) and French data protection act:  
 
In managing the Website and processing any queries from Users, the Fonds de Garantie des Dépôts et de Résolution may have occasion to collect its Users’ email addresses in order to respond to their questions. Such data is received by the appropriate departments within the Fonds de Garantie des Dépôts et de Résolution.
 
Pursuant to the provisions of the General Data Protection Regulation (GDPR) and the amended Law 78-17 of 6 January 1978 known as the French “Data Protection Act”, you have a right to access, correct, delete and object for legitimate reasons to all personal data concerning you, which you may exercise by sending a request by post to the following address:
 
FGDR - Fonds de Garantie des Dépôts et de Résolution
65, rue de la Victoire - 75009 Paris
Tél.: +33 1 58 18 38 08
Courriel: contact@garantiedesdepots.fr 
 
Applicable law/Jurisdiction:
These terms of use are governed by French law, to the exclusion of any conflict-of-law rules.

Credits

Updated July 2020
 
FGDR EDITORIAL OFFICE:
Chairman of the Board: Thierry Dissaux
Director of Communications: Sylvie Godron-Derozières
 
DESIGN, PRODUCTION AND ADMINISTRATION:
Insign Agency
https://www.insign.fr/
Chief Executive Officer: Lionel Cuny
Head of consultancy: Thomas Caromel
Director: Guillaume Bréhat
 
WEBSITE TECHNICAL DEVELOPMENT:
SKILLD SAS
www.skilld.fr
Chief Executive Officer: Julien Touzé
Director of operations: Nicolas Guerrier
Technical Project Manager: Julien Huret

PHOTO CREDITS:
GETTY IMAGES