Welcome to the FGDR’s website

The Fonds de Garantie des Dépôts et de Résolution protects your banking assets.


Verify my protection


Discover my guarantees


Discover the compensation process

Created by law, the FGDR's mission is to protect customers of banking and financial institutions operating in France. 

The FGDR manages three mechanisms: the deposit guarantee scheme, the investor compensation scheme and the performance bonds guarantee scheme. It intervenes in the event that an institution fails, on a preventative basis or by paying compensation to customers. 

“Banking crisis operator in support of responsible finance”

FGDR: your money is protected.

What is the Fonds de Garantie des Dépôts?

If your bank fails...

7 working days

to compensate you from the day on which your accounts become unavailable.


per customer, per institution for your total current accounts, savings accounts and savings schemes.


per customer, per institution for your total centralised savings accounts: Livret type “A”, “LDD” and “LEP” accounts.

Discover our activities and interventions


Compensation intervention

The FGDR covers you when a banking institution fails.


Preventative intervention

The FGDR intervenes to prevent a crisis before it occurs.


Resolution intervention

When a failure seems likely, the FGDR is involved in the solutions implemented to avoid it.