11 - ARE FOREIGN BANKS OPERATING IN FRANCE COVERED BY THE FGDR?

As a general rule, the deposit guarantee applies to all institutions that are members of the FGDR, including those operating as on-line banks. Banks increasingly offer remote banking services.

 

Contact your bank to find out whether the on-line services offered to you are provided under a trademark created within an institution working under another trademark, and which one. In fact, the benefit of the deposit guarantee scheme up to €100,000 per customer and per institution only applies once within the same banking institution operating under several trademarks.

To check whether your on-line bank is a member of the FGDR, refer to the Bank Search Engine section or to the list of FGDR member institutions (list and search engine updated annually in the ACPR database).